Privacy Policy

Because privacy is such an important issue, our legal staff has developed the sample web site
privacy statement below. Needless to say, you should use this information only as an example in
developing your own web site privacy statement. If your privacy policies differ from those below,
then your privacy statement should reflect those differences. As usual, you are best advised to run
your completed privacy statement by a qualified attorney to ensure compliance with any state or
federal legal requirements.

Privacy Statement

At Balance Independent Group, Inc., we are committed to protecting your privacy as a visitor to this
Web site and as our customer. To our visitors and to our customers, we offer this pledge:
Balance Independent Group, Inc. is the owner of the information, which is collected on this Web
site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent
any personally identifiable information to any third party not specifically authorized by you
to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage
and when you purchase an insurance policy from us. We will also ask you to provide your
personal information to us when you send e-mail to us from this Web site. When you
enroll for an insurance policy at Balance Independent Group, Inc., we will ask you to provide your
name, home address, mailing address, telephone number and e-mail address. This
information will be provided to the insurance company when you purchase an insurance
policy so they can establish you as a policyholder. We will maintain a record of your
information at the offices of Balance Independent Group, Inc.E. so we can provide you with
policyholder service. The employees of Balance Independent Group, Inc.E are each required to sign
and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has
been instructed on maintaining the privacy of each customer and the importance of
protecting the customer’s personal information.

When you purchase an insurance policy from Balance Independent Group, Inc., you will pay the
premiums with your credit card or personal check. If you use your credit card to pay the
premium, your credit card information is deleted from our records after your purchase has
been authorized. A transaction number will be provided to you on your Binder Of
Insurance. You may use this transaction number as a reference to the credit card
purchase. We do not keep a record of your credit card information. If you pay the
premium using your personal check, we will keep a copy of your check in your file.
When you send us e-mail from this Web site, you will provide us with certain personally
identifiable information including your e-mail address.

Cookies

A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting
this Web site. We may utilize a short-lived form of cookie when you visit this site. At
Balance Independent Group, Inc., a cookie is only used to identify one unique visitor from another
visitor during a particular session. A session is the period of active site-use while that
unique visitor is linked to our server. We may use cookie technology during a session as a
tool to carry forward your input information during the enrollment process. This enables
the visitor to input their information once and have the information appear later during the
enrollment process. No personally identifiable information is stored on the cookie. The
cookie expires and is deleted from the visitor’s computer as soon as they close their
browser or if they are not actively browsing our Web site for more than 20 minutes.
Should a previous visitor to our Web site return for a new session, they will be issued a
new cookie and in no way will they be recognized as a visitor from a previous visit or
session.

Third Party Links

This Web site may contain links to third party Web sites that are not controlled by Balance Independent Group, Inc.
These third party links are made available to you as a convenience and you agree to use these links at your own risk.
Please be aware that Balance Independent Group, Inc. is not responsible for the content of third party Web sites linked
to Balance Independent Group, Inc. nor are we responsible for the privacy policy or practices of third party Web sites
linked to Balance Independent Group, Inc. Our Privacy Policy only applies to information we collect from you while
you are at and while you are actively in a session with Balance Independent Group, Inc.. If you should link to a third
party Web site from Balance Independent Group, Inc., we strongly encourage you to review and become familiar with
that Web site’s privacy policy.

Changes In Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance
notice of our intent to make the changes.